Klarna is the smooothest & safest way to get what you want today, and pay over time. No catch. Just Klarna.
So, how does Klarna work?
Shop at your favorite stores—in our app, at your local mall, or anywhere online—then, checkout with Klarna. From finding what you love, to paying over time, we make every step smoooth.
Pay later with our shopping app.
Klarna Pay Later in 30 Days Terms
How it works
We partner with merchants who want to offer a smoooth shopping experience.
Checkout with any of these merchants who offer to “Pay later in 30 days with Klarna.”
Once the merchant confirms shipment of your order, we will send you a digital invoice due in 30 days.
Receive your order and keep what you like, and return the rest.
Once you are happy with your order, you can pay your final balance with a valid credit card, debit card or bank account. Best of all, we don’t charge you any fees or interest.
It’s that easy! No need to pay upfront and worry about slow returns holding up your funds.